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Use BVN KYC when you need a strong, bank‑grade identity check for Nigerian customers. Recommended flow:
  1. Collect BVN and basic identity details (name, date of birth, phone).
  2. Call Merchant BVN KYC in the API reference:
    • Basic BVN for quick checks.
    • Enhanced BVN when you need a full profile.
  3. Store the verification result (including reference) with your customer.
  4. Combine with document and liveness checks for high‑risk users.
See API reference → KYC & Risk → Merchant BVN KYC for endpoints and payloads.