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Credit score queries provide a score-oriented risk signal that can support underwriting, limits, pricing, or access decisions.

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Best For

  • Lending decisions
  • Tiered product access
  • Risk-based pricing or approval logic

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What You Submit

You provide:
  • Mobile number
  • ID number
  • Optional extended metadata

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What You Get Back

The response can include:
  • credit_score
  • version
  • request_id

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How To Use It

  • Define score bands that map to approval or review outcomes
  • Combine the score with identity verification and blacklist results
  • Keep score use consistent with your compliance and product policy