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Use managed wallets to hold balances for your business, fund transfers, and reconcile payouts. A typical flow is:
  1. Get or create your business wallet.
  2. Check wallet balance before funding transfers.
  3. Send single or bulk transfers from the wallet.
  4. Query wallet transactions for reconciliation and reporting.

Create wallet

When and why to create a wallet

Wallet balance

How to read available and ledger balances

Get wallets

Working with multiple wallets

Wallet statement

Understanding wallet transaction history

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Key concepts

  • Business wallet: primary wallet linked to your merchant account, used for most payouts.
  • Available balance: funds you can spend immediately.
  • Ledger balance: available balance plus pending transactions.
  • Transactions: credits (funding, incoming payments) and debits (transfers, fees).
For request/response payloads and code samples, use the API reference → Wallets section. For payout flows that use wallets, see Send Money & Payouts → Transfers.