PayVessel API Products

Documentation Index

Fetch the complete documentation index at: https://docs.payvessel.com/llms.txt

Use this file to discover all available pages before exploring further.

PayVessel provides REST APIs for payments, banking, identity, and card issuing in Nigeria. Use this page to find the right product API for your integration.

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Virtual card API

Issue USD virtual Visa and Mastercard cards for your customers. Fund cards from your business wallet, manage freeze and terminate lifecycle, and receive webhooks for spend and funding events.

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Virtual account API

Create STATIC or DYNAMIC Nigerian virtual bank accounts so customers can pay you by bank transfer. Reserve accounts per customer and reconcile incoming credits with webhooks.

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BVN verification API

Verify Bank Verification Number (BVN) details against customer-submitted identity data. Choose basic field-match verification or enhanced profile retrieval for deeper KYC.

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NIN verification API

Verify National Identification Number (NIN) records for Nigerian customers. Use basic verification for match results or enhanced verification when you need richer identity attributes.

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Credit score API and risk checks

Run credit score queries, blacklist screening, and loan-feature lookups to support underwriting, limits, and compliance decisions.

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Payments, transfers, and wallets

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Get started

1. Create a PayVessel business account and obtain API key and secret from the Dashboard.
2. Read Authentication and Environments (production and sandbox).
3. Follow the Quickstart or jump to the product guide above.