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Risk services help you decide what customers can do and on what terms. Common usage:
  • Run blacklist queries before enabling high‑risk actions (e.g. large transfers or loan disbursements).
  • Use credit score results to set limits, pricing, or required collateral.
  • Call loan feature queries when you need to know what loan products and parameters are appropriate for a customer.
Use these checks alongside BVN/NIN, documents, face, and liveness to design tiered onboarding and dynamic risk‑based limits. See API reference → KYC & Risk → Merchant Risk & Scoring for the individual endpoints.