curl --request POST \
  --url https://api.payvessel.com/kyc/api/v1/merchant/risk/credit-score/query \
  --header 'Content-Type: <content-type>' \
  --header 'api-key: <api-key>' \
  --header 'api-secret: <api-secret>' \
  --data '
{
  "mobile_no": "08012345678",
  "id_number": "22123456789",
  "extend_info": {
    "channel": "web",
    "product": "consumer-loan"
  }
}
'

{
  "success": true,
  "message": "Credit score query completed successfully",
  "data": {
    "credit_score": "742",
    "version": "v1.0",
    "request_id": "CSQ-20260402-0001"
  },
  "charges": {
    "charged": false,
    "charged_amount": "0.00"
  }
}