> ## Documentation Index
> Fetch the complete documentation index at: https://docs.payvessel.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Identity Verification API

> PayVessel identity verification API for BVN verification, NIN verification, credit score API, blacklist checks, and KYC in Nigeria.

Use the PayVessel **identity verification API** to confirm who a customer is, validate linked financial details, and apply risk checks before you allow higher-trust actions.

## Recommended Flow

1. Start with a strong identity anchor such as **BVN** or **NIN**.
2. Add **document verification** when you need richer profile evidence.
3. Run **face comparison** when you need image-based matching.
4. Confirm the customer’s **bank account** before payout or settlement flows.
5. Use **risk queries** to screen for blacklist hits, assess credit posture, or retrieve loan-related signals.

## Choose The Right Check

<CardGroup cols={2}>
  <Card title="Basic BVN Verification" icon="id-card" href="/identity-verification/basic-bvn-verification">
    Compare a BVN against submitted identity fields and review match results.
  </Card>

  <Card title="Enhanced BVN Verification" icon="building-columns" href="/identity-verification/enhanced-bvn-verification">
    Retrieve a fuller BVN profile for stronger onboarding and compliance checks.
  </Card>

  <Card title="Basic NIN Verification" icon="shield-check" href="/identity-verification/basic-nin-verification">
    Check NIN data against customer-submitted profile details.
  </Card>

  <Card title="Enhanced NIN Verification" icon="address-card" href="/identity-verification/enhanced-nin-verification">
    Retrieve richer NIN profile details when you need a deeper identity view.
  </Card>

  <Card title="Document Verification" icon="file-lines" href="/identity-verification/drivers-license-verification">
    Verify driver's license, voter's card, and international passport records.
  </Card>

  <Card title="Face Comparison" icon="face-smile" href="/identity-verification/merchant-face">
    Compare two face images and review the returned similarity score.
  </Card>

  <Card title="Bank Account Verification" icon="building-un" href="/identity-verification/merchant-bank-account">
    Confirm a bank account against a BVN and returned account-name match score.
  </Card>

  <Card title="Risk Queries" icon="triangle-exclamation" href="/identity-verification/blacklist-query">
    Screen blacklist status, credit score, and loan-related signals.
  </Card>
</CardGroup>

<Note>
  Use the **API Reference** tab for exact headers, payloads, and live request examples. Use the pages in this section to decide **when** to call each endpoint and **how** to combine them.
</Note>