> ## Documentation Index
> Fetch the complete documentation index at: https://docs.payvessel.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Loan Feature Query

> Use loan-feature queries when your workflow needs downstream loan-related signals

Loan-feature queries are useful when your product needs loan-linked data or eligibility signals based on the submitted access context.

## Best For

* Loan onboarding
* Offer personalization
* Downstream lending or product-access logic

## What You Submit

You provide:

* `access_type`
* `value`
* `authorization`
* `type`
* `encrypt`

## What You Get Back

The response returns a data object that you can interpret according to your product logic and the provider response you expect.

## How To Use It

* Call this after core identity verification is complete
* Use the response to decide whether to show, hide, or tailor loan features
* Log the request context so support and risk teams can audit decisions later